RenewalMate vs Simplifi by Quicken
Cheaper than the rest — still not free.
Feature
Simplifi by Quicken
RenewalMate
Price
$6.99/month ($83.88/yr)
Free forever
Free tier
None
Yes — manual tracking is free
Bank sync
Required
Never required (optional on Plus)
Spending plan
Yes
Focused on recurring bills
Subscription watchlist
Yes
Yes — our core feature
Made by
Quicken (legacy fintech brand)
Gilgamesh Enterprise — independent, bootstrapped
No credit card needed
No
Yes
Simplifi is the most affordable paid option at $7/month. But there's no free tier, and it still requires bank access. RenewalMate is $7/month cheaper — because it's free.